Businesses today need payment solutions that are fast, secure, and simple for both merchants and customers. At Lytz, we often get asked whether QR code payments or payment links are the better fit for your business. The answer depends on your industry, your customers’ preferences, and how you interact with them, but both methods have clear strengths.

QR Code Payments: Seamless for In Person and On the Go

QR code payments excel for businesses where transactions happen face to face, such as retail, cafes, events, and transport. With Lytz, you simply display your unique QR code and customers scan it with their smartphones. The payment is processed instantly with no typing, no hardware, and no waiting. This approach reduces long lines, improves customer flow, and even works at pop-up locations or delivery drop offs. QR payments are also highly secure, since no sensitive data is shared verbally or written down.

Payment Links: Versatile for Remote and Online Transactions

Payment links are ideal for businesses that invoice clients, operate online stores, or sell through email and messaging platforms. Lytz enables you to send a secure payment link by SMS, WhatsApp, email, or social media. Customers can pay at their convenience, review details beforehand, and complete the process from anywhere. Payment links make it easy to request deposits, finalize orders, and follow up on outstanding invoices without physical interaction. These links can even be turned into QR codes, creating overlap between the two methods.

Comparing Flexibility, User Experience, and Control

• QR codes are best for fast, contactless transactions in person

• Payment links are perfect for flexible, remote, or after hours payments

• Both methods offer strong security, as Lytz uses encryption and transaction validation to protect every payment

• Combining both options in your business covers all customer preferences and scenarios

With Lytz, your business does not have to choose one or the other. Our platform offers both QR code payments and payment links so you engage customers wherever and however they want to pay.