Instant settlements let small businesses receive their money almost immediately after a customer pays, instead of waiting days for bank transfers to clear. For owners who watch every dollar, this faster access to funds can be the difference between missing and grabbing the next growth opportunity.

What Are Instant Settlements?

In a typical card or online payment, money can take two to five working days to reach your bank account. Instant settlements shorten this gap to a few seconds or minutes so that funds are available right after a successful transaction. That means you see payments hit your balance the same day, often in near real time.

Why Instant Settlements Matter for Small Businesses

• Better cash flow: You can pay suppliers, rent, and salaries on time without waiting for delayed payouts.

• Less reliance on loans: With cash arriving quickly, you depend less on credit lines or short term borrowing.

• Faster reinvestment: You can restock inventory, run ads, or book equipment as soon as sales are recorded.

How Lytz Helps With Instant Settlements

Lytz is built to give small businesses fast, reliable access to their funds. When your customers pay through Lytz, approved transactions are settled into your account with minimal delay, subject to standard checks and risk rules. Clear settlement reports and a simple dashboard help you see what has been paid, what is pending, and how much is available to use.

Instant settlements through Lytz turn incoming payments into usable capital quickly, helping small businesses stay agile, meet commitments, and grow with confidence.