In today’s fast-paced business world, traditional credit card payments often fall short by adding complexity, fees, and delays to everyday transactions. While credit cards remain popular, savvy businesses are looking for payment solutions that combine speed, simplicity, and lower costs. This is where Lytz transforms the game.

The Cost of Using Credit Cards for Business Payments

Credit cards typically charge about 3 percent per transaction, making small and frequent payments expensive for businesses. Over time, these fees add up and reduce profit margins—especially harmful for startups, freelancers, and small enterprises. In contrast, Lytz charges no fees for payments inside its network and offers a low, transparent 1 percent fee only on withdrawals outside the system. This clear pricing model helps businesses keep more of what they earn.

Complex Integration versus Seamless Setup

Credit card acceptance often requires complex integrations with payment gateways and ongoing compliance management. Businesses must navigate complicated setups to get everything running smoothly. Lytz simplifies this with a single API integration that handles multiple payment types—from QR codes and payment links to instant payouts. The onboarding process is straightforward and fast, letting businesses start transacting in days, not weeks.

Transaction Speed and Control

Credit card payments usually involve batch processing and delays of several days before funds settle. This delay impacts cash flow management and increases uncertainty. Lytz excels by offering instant settlements within its network, ensuring your money hits your account immediately, giving you greater control over operations.

Additional Features for Business Growth

Beyond payments, credit cards rarely offer tailored routines or collaborative payment capabilities that modern businesses need. Lytz supports recurring billing, balance checks to prevent failed payments, and collaborative payment features designed to fit today’s business workflows.

Conclusion

For businesses seeking to cut costs, speed up transactions, and simplify payment management, Lytz offers an innovative and user-friendly alternative to credit cards. Lytz’s fee transparency, instant payments, and powerful business tools position it as the smarter choice for modern enterprises.