Business owners often mix up instant settlement and same day ACH, both promising quicker cash but delivering very different experiences. Instant settlement moves funds in seconds or minutes, perfect for daily operations. Same day ACH batches payments to clear by end of business day, better for planned outflows.

Instant settlement shines in customer facing scenarios like QR scans at markets or links for services. Lytz powers this with real time transfers, fee free between users, and one percent to banks. Owners see money available immediately for restocks or wages.

Same day ACH relies on banking schedules, processing in windows that finish after cutoff times. It costs less for high volumes like payroll but risks overnight holds if initiated late. Reliability comes at the price of predictability gaps.

Lytz instant settlement adds tracking, references, and automation missing in ACH flows. Businesses avoid cash crunches and scale confidently with tools built for speed.

Choose Lytz for instant settlement that turns payments into usable cash without the wait.