Credit card payment processing opens the door to more customers but brings a set of challenges that can affect a small business’s bottom line. Lytz solves these problems for US businesses with transparent pricing, secure systems, and seamless integration.

High Processing Fees and Unpredictable Costs

Many payment processors charge between 1.5% and 3.5% per transaction, with extra charges for statements, chargebacks, or account maintenance. These costs build up quickly, impacting profitability. Lytz removes hidden fees and keeps costs clear, letting businesses focus on growth rather than worrying about surprise expenses.

Complexity of Pricing Models

Interchange-plus models, flat-rate pricing, and confusing contracts make it difficult to know your actual costs. Lytz makes pricing transparent and easy to understand, so businesses can confidently track expenses and revenues.

Integration Issues and Manual Entry

Traditional processors often lack easy integration with accounting and ERP systems, forcing manual entry and increasing the risk of errors. Lytz provides simple API integration, automatic reconciliation, and accessible payment histories for streamlined business operations.

Security Risks and PCI Compliance

Credit card payments, if not managed with strict security protocols, increase vulnerability to data breaches and fraud. Lytz offers encrypted, PCI-compliant processing and real-time monitoring, protecting business and customer information.

Multi-Channel Support and Service

Some processors support only online or point-of-sale payments, hindering business flexibility. Lytz enables payments from QR codes, links, online portals, and in-person transactions, ensuring small businesses can accept payments everywhere. Dedicated support means help is always available, so businesses can resolve any issues promptly.

Lytz is designed to eliminate common payment obstacles for small businesses and puts control, security, and affordability within reach.